I have been hearing a lot of talk about NFTs, which stand for Non-Fungible Tokens. I became curious as to what exactly are NFTs and how are they being used now and what uses can they have in the future. Before we understand why people would want to use NFTs, we probably need to understand…
Continue ReadingSpending vs Investing
Investing, defined by Merriam-Webster’s dictionary, is to “commit (money) in order to earn a financial return; to make use of for future benefits or advantages; or to involve or engage especially emotionally.” As we see the markets sell off this week with the S&P500, Dow and Nasdaq all nearing correction territory from their highs made…
Continue ReadingTechnology Bonds
Today the Federal Reserve will conclude their 2 day FOMC meeting. It is certain that rates will not increase, but everybody is looking for clues about the new framework of how the Federal Reserve plans to manage higher inflation rates to balance out the previous years of lower inflation rates and how they plan to…
Continue ReadingThe Inflation Trap
The Federal Reserve will meet this week to discuss their inflation targeting strategy and hopefully give us better understanding of how long and how much they plan to target inflation above 2% before they raise rates . The dual mandate of “the Federal Reserve Act are (1) promote maximum employment, which mean all Americans that…
Continue ReadingParadigm Shift in Rental Real Estate
Real estate prices have been rising and the population of renters have been growing. But the thought of investing in real estate as an investment property has become a little riskier. As our economy transforms from a remote work and remote learning environment, what does that say about where we should live? If renters have…
Continue ReadingHas the Tech War Started?
By 2025 or even sooner, it is quite possible that we will see the polarization of technology in this world. On one side is the U.S. and its partners and on the other side is China. The battles for dominance of competing technologies have already been happening. The most recent example is the banning of…
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